Health Savings Account (HSA)

Eligible Employees on the High Deductible Health Plan may enroll in a Health Savings Account (HSA) to pay for covered medical, dental and vision expenses with pre-tax dollars.

FY20 HSA Information - Click here for informatin about your Health Savings Account, IRS annual maximum limits, and eligibility.

If you are an active employee enrolled in the High Deductible Health Plan and have established an HSA with Discovery Benefits, the State will contribute to your Discovery Benefits account. Complete the following steps to be eligible for the State contribution:

  1. Review the HSA eligibility criteria below
  2. Choose the High Deductible Health Plan during annual enrollment
  3. Select "I want an HSA" during annual enrollment
  4. Establish an HSA with Discovery Benefits at https://discoverybenefits.com/

State Contribution to Health Savings Account

Your coverage level at the time of enrollment (single or family) determines the employer contribution amount you will receive for your Health Savings Account (HSA).

If you complete your three wellness qualifications by April 1, 2020, you will receive the State's contribution for your HSA in FY21. If you do not complete the three wellness qualifications by April 1, 2020 you will not receive the State's contribution for your HSA in FY21.

  • If you cover a spouse, the spouse is also required to compete their three wellness qualifications to receive the State's contribution for your HSA. If your spouse does not participate, you will not receive the State's contribution.

Note: contribition amounts are subject to change due to funding.

If you are a new employee that started on or after April 1 with the State and you elected the High Deductible Health Plan for FY20, you are not eligible to receive the state’s contribution to your HSA in FY20. You will be eligible in the FY21 plan year, which starts on July 1.

Employees will be considered not eligible for an HSA if they:

  • are covered by another health plan that is not a qualified High Deductible Health Plan (dual coverage)
  • are covered by Tricare
  • are a dependent on someone else's tax return
  • are 65 or older and have signed up for Medicare coverage, or
  • have a spouse contributing to a Medical FSA that is not "limited" or "combination."
Those with questions pertaining to HSA eligibility are encouraged to contact Discovery Benefits at 866.451.3399

HSA documents