Health Reimbursement Account (HRA)

HRA Information – FY24 Benefits Guide

Employees who elect a low-deductible health plan for health care coverage (either the Jefferson Plan or the Roosevelt Plan) and who qualify to earn their well-being incentive will receive reimbursement up to $900 in a health reimbursement account (HRA). An HRA is an employer-funded account that reimburses you for eligible medical, dental, and vision costs. Beginning this year, employees will have a 61-day runout period to use HRA money in their accounts. For example, if you receive an HRA contribution in July of 2023, you will have until August 31, 2024 to spend that dollar amount. Existing account balances must also be used by August 31, 2024. If you leave State employment, you will have 61 days to submit a claim incurred through your employment termination date.

If you have a Health Savings Account, you have a Combination HRA, which can be used for dental and vision expenses. Once you've satisfied your annual health plan deductible, you may use your Combination HRA funds to pay eligible medical expenses. Complete the Deductible Verification Form in order to use Combination HRA funds for medical expenses.

Note: If you have already been reimbursed for an expense through your flexible spending account, you cannot be reimbursed for the same expense through the HRA account.

Courtesy of WEX, our Health Reimbursement Account Vendor.

HRA Documents:

HRA FAQ:

A Health Reimbursement Account (HRA) is an employer-funded account that reimburses employees for certain medical, pharmacy, dental and vision expenses incurred by employees, spouses and eligible dependent children.

Yes, there are also Combination HRA accounts.

If you elected the High Deductible Health Plan with an HSA plan during the recent annual enrollment or were previously covered on the High Deductible Health Plan, you have a Combination HRA. A Combination HRA can only be used for eligible dental, vision, or expenses that remain after your medical deductible is satisfied.

No, unused amounts do not carry over to the next year. Employees will have a 61-day runout period to use HRA money in their accounts. For example, if you receive an HRA contribution in July of 2022, you will have until September 1, 2023 to spend that dollar amount, however charges must have been incurred during the plan year. Existing account balances must also be used by September 1, 2023.

If you have a Health Savings Account, you have an Combination HRA, which can be used for dental and vision expenses. Once you've satisfied your annual health plan deductible, you may use your Combination HRA funds to pay eligible medical expenses. Complete the Deductible Verification Form in order to use Combination HRA funds for medical expenses.

No. This is an employer–funded account.

If you already have a debit card from WEX, you will be able to use the same debit card to access your HRA funds. If you don’t already have a debit card from WEX, you will receive one. If you are not interested in using a debit card for expenses, the claims form for out-of-pocket expenses can be filed online, mailed (WEX, PO Box 2926, Fargo ND 58108-2926) or faxed (866.451.3245).

Eligible medical services reimbursable by your HRA are those that are not reimbursable by insurance (or another source) and are medically necessary. This includes deductibles, copays and any co-insurance amounts you may incur. Dental and vision expenses also qualify for reimbursement. If you elected the High Deductible Health Plan with an HSA plan during the recent annual enrollment or were previously covered on the High Deductible Health Plan, you have a Combination HRA. A Combination HRA can only be used for eligible dental, vision, or expenses that remain after your medical deductible is satisfied.

No, HRAs are only available to employees. If you leave state employment or terminate your account, you have 61 days to submit a claim. The claim has to have occurred while you had active benefits.