Accident Insurance Plan

Accident insurance provides you with a lump-sum payment to help with costs related to a covered injury. The benefit includes more than 150 covered events, and there is no limit on the number of separate accidents covered.

Click here for FY25 Accident Insurance Plan Information.

• The benefit can be used for any out-of-pocket medical or non-medical costs
• Payments are made directly to you
• There is no waiting periods for coverage
• Click to read the Accident Certificate of Insurance
Accident Insurance Claims Process

Call MetLife with questions at 800.GET.MET8 or 800.438.6388.
Click here to file a claim or learn more about the services provided by MetLife to the State of South Dakota for FY23.

METLIFE'S ACCIDENT INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage. The policy or its provisions may vary or be unavailable in some states. Like most group accident and health insurance policies, polices offered by MetLife contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. In certain states, availability of MetLife’s Group Accident Insurance is pending regulatory approval.